Twine is a mobile application that fundamentally changes the way you exchange money with friends, letting you focus on having fun with your friends rather than on getting your money back. In essence Twine helps friends avoid disputes about money before it hampers their friendship. Twine simplifies the process of tracking, collecting, and transferring funds between friends in a way that reduces social friction. With Twine, social transactions will no longer have nagging, perceived pettiness, or misunderstandings, all of which currently damage relationships. How much did you struggle to get the money back for that crazy road trip, which some people still haven't paid you back for? It's very frustrating and it just doesn’t have to be this way!