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Mobile payment: what will it really look like?

"Earlier this month, Paypal launched an app which allows users to pay in selected restaurant chains using their smartphones, with a waiter checking their face against a photograph and deducting the bill directly from their account.

This was immediately followed by Zync Wallet, a British start-up operating on a similar system but for independent shops, with integrated loyalty schemes for participating stores. Using a phone to claim discounts is already a possibility on iOS with the Apple Passbook, and Samsung recently announced it would be launching its own version of the app...."

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